Disclaimer
Last updated: May 2026
General Information
Tools OP ("the Site") provides free online utility tools for informational and productivity purposes only. The information and outputs produced by these tools are provided "as is" without any warranty of accuracy, completeness, or fitness for a particular purpose.
No Professional Advice
The financial calculators (EMI, SIP, GST, etc.) and other tools on this site are meant for estimation and educational purposes only. Results should not be considered financial, legal, medical, or professional advice. Always consult a qualified professional before making financial or legal decisions.
Accuracy of Results
While we strive to provide accurate and up-to-date tools, we make no representations or warranties about the accuracy, reliability, or completeness of any output. Actual results may vary from calculations or conversions provided.
Data Processing
All file processing (PDFs, images, documents) is performed entirely in your browser. No files are uploaded to our servers. Despite this, we recommend you do not process files containing sensitive personal, financial, or confidential information.
External Links
Tools OP may contain links to external websites. We have no control over and accept no responsibility for the content, privacy policies, or practices of any third-party websites. We encourage you to review the privacy policy of any site you visit.
Limitation of Liability
To the maximum extent permitted by law, Tools OP and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the tools provided on this site.
Advertising
Tools OP may display advertisements served by Google AdSense or other advertising networks. These ads help support the free operation of the site. Advertisement content is not endorsed by Tools OP. Ad networks may use cookies and similar tracking technologies as described in our Cookie Policy.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the updated disclaimer.
Contact
For any questions about this disclaimer, please use our contact page.